Group Benefits

Group Benefits, Simply Put

What Are Group Benefits?

As an employer, you want to provide your employees with more than just a salary. An employee benefits plan is a simple, sustainable way you can give them something more. Providing benefits improves your ability to attract candidates and hire new staff. It is also the best way to reward valuable employees, build their loyalty to your business, and retain them.

group benefits
group benefits
group benefits

Why Should an Employer Offer Group Benefits?

Businesses that offer group benefits programs improve employee retention by rewarding long-term employees with something more than a basic salary. These programs also help to attract more talent and retain existing talented staff, in what is an increasingly competitive employment environment. Further, Group Benefits are one of only a few ways to compensate your employees in a manner where they don’t have to pay tax.
At the end of the day, group benefits programs help employees feel valued.

What Is Generally Included in the Health Benefits Portion of the Plan?

When most people think of health benefits, they tend to think mainly of the prescription drug portion of the plan. However, there are a variety of other health care issues that are covered, including:

Professional Services

This includes treatments from chiropractors, psychologists, massage therapists and more.

Prescription Drugs

These customized plans cover drugs prescribed by your family physician with the added convenience of a drug card.

Out of Province Medical

This benefit provides emergency medical coverage while travelling throughout Canada and abroad.

Other Benefits

Choose coverages for home care nursing, paramedical supplies, and vision care for your benefits package.

What Is Normally Covered Under the Dental Portion of the Benefit Program?

Levels of dental coverage that can be purchased as part of a benefits package are divided into three categories:

Basic & Preventative

This includes any treatments that are basic to the health of your teeth.

Major & Restorative

This option covers other, more complex treatments, including caps and crowns.

Orthodontics

Offered in more robust group benefit programs.

Attract and Retain Talent

To attract and retain the talent you need, consider offering:

  • Extended Healthcare Benefits
  • Dental Benefits
  • Life and Accidental Death and Dismemberment Insurance
  • Critical Illness Insurance
  • Short Term Disability Insurance
  • Long Term Disability Insurance

While all of the above plans are valued by employees, we’ve found that their top priorities relate to health, dental and vision coverage.

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